Insurance to Mexico is actually pretty straightforward, but it can be intimidating for some people who may be looking into it for the first time. There are some things about the required and recommended insurance to Mexico that the first time visitor to the country must know in order to ensure a safe and happy trip.
Car insurance to Mexico is a must
Most people will do very well in buses when visiting Mexico if there are no plans to go to out-of-the-way places. But if private transport is needed for whatever reason, it is a requirement to take out third party liability insurance to Mexico, and the insurance coverage has to be specific to Mexico. However, the minimum third party liability insurance requirement will not cover personal injury to the traveler or any passengers, or damage to property.
Some people rely on the insurance coverage offered by credit card companies if the card holder charges the whole rental fee to a particular card. But credit card-based insurance has many restrictions, and is only good for providing extra coverage. If the vehicle is a rental, the fee includes third party liability but any damage to the vehicle will be charged to the credit card of the traveler. In an accident, all these aspects can run up to a significant amount. It is recommended that private vehicle travelers take out enough collision damage, personal injury and supplemental liability insurance to Mexico to cover any expenses for any accident that may happen during their stay in the country. The coverage credit card companies extend for your Auto in Mexico might not be the Mexican law requirements. We strongly recommend checking with the Credit card Company and your insurance agent.
International health insurance to Mexico is recommended
Mexico does not require travelers to have health insurance. Most US and Canadian visitors rely on their local health insurance to provide them with the coverage they need at all times. But most policies will not cover travel outside the country of origin, and if there is coverage, it is limited. It is also highly unlikely that such accommodations will be on a reimbursement basis and not include medical evacuation in case of serious illness or injury.
Health care in major cities in Mexico is considered on par with developed countries. Even so, there may be instances that the medical care available is inadequate for more than stabilizing a patient, and a transfer to a better equipped hospital or repatriation to the country of origin is necessary. It is also possible that despite the affordability of health care, the medical treatments may run to more than a typical tourist is capable or prepared to pay out-of-pocket. International health insurance to Mexico can be obtained on a daily, weekly, or yearly basis, depending on the traveler itinerary. It is highly recommended that all visitors obtain international health insurance to Mexico in advance and that any health insurance to Mexico include direct payment by the insurer for medical expenses and medical evacuation.
These are the two important insurance to Mexico that any traveler should have even for a short visit. For those planning to relocate, other types of insurance to Mexico will be needed. Visit www.WestCoastRi.com today!