If you are looking into buying a home in Mexico, you are already aware of the enormous investment potential of Mexican real estate and will want to safeguard your most valuable asset in Mexico.
Hurricanes are among the most destructive natural forces from which you must protect your home in Mexico.
Hurricanes are violent storms that can wreak havoc on Mexico’s coastal areas for sustained durations. In addition to destructive winds, a hurricane can bring torrential downpours that can last for days and lead to flooding.
Your home and personal belongings may be at risk for a hurricane or violent tropical storm depending on where you own property in Mexico, so make sure you are covered by property insurance in Mexico.
What Does and Does Not Homeowners Insurance Cover in a Hurricane?
“Mexico Hurricane insurance” is found in the (hydro-meteorological) coverage section in a Mexican Home and Condo insurance policy. This important coverage excluded by default & is added back or included upon request from the insured.
Wind damage to your home, personal belongings, or structures on the property attached to the “primary dwelling” should be covered unless otherwise stated in your homeowners insurance policy.
Your homeowners insurance policy may also include a section on debris cleanup and removal—this generally refers to trees or branches that have fallen on your property or are obstructing driveways.
Mexico homeowners insurance policies will cover wind damage and optional debris cleanup and removal, but only if this important coverage is included on your policy. Catastrophic coverage protection is the more expesnive part of your policy in Mexico. Discounts can be applied if you property is equipped with HVHZ (High Velocity Hurricane Zone) Storm Shutters. These HVHZ storm shutters must be ““Approved In” and meet special testing to withstand impact from flying debris and terrential rains.
We do not recommend that you wait until a hurricane is knocking on your door to look into Mexican home and condominium insurance online. If a hurricane watch is already in effect, insurers may not allow you to purchase a new policy until the storm passes. Therefore, be sure to take the proper steps to secure the BEST Mexico insurance protection for your property in Mexico, so you are not coming out of pocket 100% for the damage that may be cuased to your most valuable asset in Baja, Mexico.
Jason Wagner & West Coast Global Insurance Services has been protecting their clients’ assets & health in Mexico since 2004. They have weathered the storms year after year and have stood by their clients’ and assisted with all their insurance needs. Call them today for a free no hassle quote or click this link to start your online Mexico home and condominium application now !! (818) 788-5353