Short Term Medical USA Health Insurance (United States) Up to 3 Months of Coverage
Short Term USA Medical Insurance is an effective solution for individuals temporarily lacking healthcare coverage in the United States.
With Short Term USA Medical Health Insurance you’re in control. You get to choose your deductible, coinsurance, maximum coverage amount, and the exact length of coverage. You also have the freedom to receive treatment from doctors and hospitals of your choice without incurring out-of-network penalties. Short Term USA Medical Health Insurance gives you peace of mind by relieving some of your financial worry in the event of an unexpected medical condition.
Short Term USA Medical Insurance allows those individuals aged between 2 through 64 the flexibility to customize plan options to fit their various needs and budgets. Along with competitive premiums, applications have the choice of plan deductible, coinsurance, maximum coverage amount and length of coverage. Insured’s also have the freedom to choose doctors and hospitals without the worry of facing out of network charges.
If you can relate to any of the points below then the Short Term Medical USA Health Insurance is Right Plan for you!!
Recent College Graduates
Many college students are faced with the situation of being uninsured once they graduate. If they were insured under a family plan with their parents or under a university plan, they are no longer eligible for those plans and may have a gap in coverage until benefits begin with their first professional job.
Individuals Between Jobs
Whether an individual is laid off or simply quits their job, they leave behind their medical benefits. While they may choose to extend that coverage through COBRA, many find COBRA to be too expensive, especially without the income they once had. This is an affordable COBRA alternative.
New Employees waiting on benefits
Even if an employee goes straight from one employer to another, they may face a waiting period for the employer-sponsored coverage to begin, causing a gap in coverage.
Young adults no longer covered under parents’ plan
Each state’s law mandates the maximum age at which a dependent child may continue to be covered under their parents’ plan. Some states allow them to stay on longer if they are enrolled as a full-time student. However, at one point or another, dependent children will become ineligible under their parents’ plans.
Retired Individuals (under 65) Waiting on Medicare to begin
Individuals who retire before the age of 65 may be faced with a gap in coverage before they become eligible for Medicare.
THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.
This plan does not cover pre-existing conditions.
This plan does not cover preventative care.
Coverage currently only available in AZ, CA, CT, GA, IL, LA, MN, OK, TX, VA .