Mexican law requires you to have a valid car insurance to travel to Mexico. No matter whether you are visiting Mexico for a day, a week, or a month, authorized Mexican auto insurance is required to avoid penalties and longer jail time in the event you get involved in an accident.
Many tourists traveling to Mexico prefer to buy only car insurance and not put much effort into securing a travel insurance policy for Mexico. But the question arises, “is it enough to provide you extensive coverage in case of emergencies?” Below are some of the reasons why car insurance is not enough and you do need travel medical insurance in Mexico.
1. Avoid Longer Jail Time
The car insurance policy can cover liability for damages or from injuries to others involved if get involved in a vehicular accident in Mexico. You can avoid paying costly fines, long stay in a Mexican jail, or pay for the medical expenses if someone gets hurt during an accident.
2. Offers Plenty of Coverage options
A valid car insurance policy offers extended coverage options such as damage, liability, vandalism, partial theft, medical payments, and even roadside assistance, but limited options for medical assistance, for which buying a travel medical policy becomes necessary.
3. Financial Support
With the proper travel medical coverage, you can effortlessly reduce the burden of paying out of pocket for medical emergencies. Mexican car insurance does not provide coverage for high-risk activities or medical evacuation; however, it covers the liability cost and attorney fees while covering the repair of your vehicle in Mexico as well as after you return home in the US.
4. Flexible coverage
Mexican auto insurance can provide legal assistance and bail assistance if you get involved in an accident. However, if you are visiting Mexico with a sick family member, having short-term travel medical insurance ensures that you receive medical care from doctors and hospitals of your choice (from listed options). You won’t have to bear out-of-network penalties as well.
Insurance that Travels With You
When planning to go to Mexico, either for leisure or business, having enough coverage is extremely important. Both car and travel insurance policies are helpful so you can truly travel to Mexico without worries.
Reliable travel medical insurance offers ample coverage for unexpected disasters, reimbursement for medical costs, personal emergency, air evacuation, medical coverage, and more. Car insurance, on the other hand, offers coverage for high-risk activities, medical evacuation, theft, physical damage, injuries as well as damage caused to other drivers.
Both policies can lessen your financial burden to avoid overwhelming situations while in Mexico.
Choose a Reputable Auto and Travel Insurance Provider in Mexico
Being a recognized insurer in Mexico, it is a good idea to obtain short-term travel medical insurance and car insurance policy from West Coast Global Insurance Services. We are a full-service insurance company that offers sufficient insurance policy at affordable rates.
Vehicular accidents and sudden illness can happen anytime, anywhere, to anyone. Therefore, we always make sure that our clients are protected from any of these unexpected events. We provide comprehensive travel health plan, car insurance, and emergency evacuation plan that will give you peace of mind when you travel to Mexico.
Without proper health coverage and car insurance, you or your family may suffer a major financial liability when an emergency or accident arise. But with West Coast Mexico Insurance, you can rest assured that you will have the policy and coverage needed at all times and in all situations. Speak with our representative now. Call (818) 788-5353 to learn more about our policies.