Income Protection
Disability income insurance is crucial for pilots, whether they fly for airlines, are self-employed as crop dusters, or work in other roles. An accident or illness can result in significant loss of income, affecting both lifestyle and financial stability.
West Coast Global Insurance Services offers Loss of License insurance, providing comprehensive coverage for pilots if their FAA medical certificate is suspended or revoked due to injury or illness. This insurance goes beyond traditional disability policies by covering conditions like high blood pressure, heart attacks, and progressive diseases (e.g., Parkinson’s) that might not trigger standard disability claims but can lead to grounding by the FAA.
Policies are available on a simplified-issue individual or guaranteed-issue group basis, with competitive rates.
Accidental Death Coverage
Life insurance is essential for pilots given the risks associated with flying. However, traditional life insurance policies often come with high premiums for aviators.
West Coast Global Insurance Services offers the High-Limit Accident Plan as a cost-effective alternative. This plan provides death benefits for losses due to accidents, including aviation incidents. It also includes optional dismemberment benefits, which are critical for pilots, considering the nature of aviation accidents.
Our plan can cover pilots in high-risk jobs such as firefighting, agricultural flying, law enforcement, and more, often at lower rates than traditional life insurance policies.
