Welcome to West Coast Global Insurance Services Boat & Yacht Insurance division. We have streamlined the file building for our valued clients’ by creating an online questionnaire to assist in building your insurance file. Whether you use your boat on lakes, rivers, or the open sea, or whether you use it for business, we can compare financially strong insurance carriers that will stand by your side and help you weather the upcoming storm. We provide watercraft insurance programs offered by top rated insurance carriers for personal & pleasure use, captain charter use & fishing boats.
With West Coast Global Insurance Services, boat owners have access to tailored insurance policies that protect them from covered perils.
What can boat insurance cover?
Coverage for your boat
- Watercraft physical damage insurance protection
- Agreed value watercraft and equipment
- Replacement cost coverage
- Personal effects
- Consequential damage
- Windstorm (If Requested)
Coverage for you
- Watercraft liability
- Pollution liability
- Medical payments
- Uninsured boater
FAQ's
Why do I need Boat & Yacht Insurance, and when is it necessary for boat owners?
Boat & Yacht Insurance is essential for boat owners to protect their investment and financial security. Even if you use your boat infrequently, maintaining insurance is crucial. Accidents can happen at any time, and being uninsured, even for occasional use, can leave you vulnerable.
What types of boat insurance coverage are available, and how can boat owners find the right policy for their needs?
Boat & Yacht Insurance offers a range of coverage options, including:
- Watercraft Physical Damage: Protection for your boat’s physical damage.
- Agreed Value Coverage: Insurance based on an agreed-upon value for your watercraft and equipment.
- Replacement Cost Coverage: Coverage that replaces your boat and equipment at current market value.
- Personal Effects: Coverage for personal items on your boat.
- Consequential Damage: Protection for damages that result from an insured event.
To find the right policy, boat owners can consult with providers like West Coast Global Insurance Services, which offers tailored coverage to match specific needs and ensure comprehensive protection.
What can Boat & Yacht Insurance cover, both for the watercraft and the owner?
Boat & Yacht Insurance offers comprehensive coverage, including:
- Coverage for Your Boat: Protection for your watercraft, covering physical damage, agreed value, replacement cost, personal effects, and more.
- Coverage for You: Liability coverage for watercraft-related incidents, pollution liability, medical payments for injuries, and protection against uninsured boaters.
Boat insurance provides a safety net for boat owners, safeguarding their assets and providing peace of mind on the water. It covers both the boat itself and the individuals on board, ensuring financial security in various boating scenarios.