Mexico Insurance - Hamead Rashead

Welcome, Hamead Rashead's Clients, to
West Coast Global Insurance Services, Mexico & Global Insurance Resource Concierge Webpage!

Mexico & Global Insurance Coverage

For over two decades, we've been dedicated to protecting our clients' assets and health insurance needs in Mexico and around the world. We provide comprehensive coverage across all lines of insurance and are always here to answer any questions you may have.

Mexico Home & Condo Insurance.

Safeguard your home or condo in Mexico against natural disasters like fire, theft, and earthquakes. This insurance includes personal liability protection for added security. It’s essential to secure your investment with reliable coverage. Tailored plans are available for both homeowners and renters, offering flexible protection for any living situation.

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Mexico Auto Insurance

Protect your vehicle on Mexico’s roads with comprehensive coverage for accidents, theft, and liability. Legal assistance is included in every policy, ensuring you meet all requirements. Having proper auto insurance is crucial and required by Mexican law. Choose customizable options that fit your driving needs, giving you peace of mind wherever you travel.

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Mexico Auto Insurance (Resident Auto)

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Mexico Boat & Yacht Insurance.

Protect your boat or yacht while sailing Mexico’s waters. This coverage includes damage, theft, and liability for full protection. Navigational limits ensure your vessel is safeguarded throughout Mexican waters. Whether for leisure or business, secure your boat with tailored insurance. Sail with confidence knowing you're fully covered.

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Mexico Boat & Yacht Liability Insurance

Protect your boat or yacht in Mexico’s waters with tailored liability insurance. This coverage includes third-party damages, injury, and legal expenses for complete protection. Navigational limits keep your vessel safe throughout Mexico. Sail confidently with insurance that’s built for you.

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Mexico Health Insurance.

Access quality healthcare while living or traveling in Mexico. This insurance covers hospital visits, emergency services, and routine care, offering complete peace of mind. It includes international coverage and top-tier local providers. With options for emergency evacuation, you’ll be protected wherever you are. Stay covered with essential health benefits.

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Travel Medical Insurance

Provides coverage for medical emergencies abroad. Covers hospital visits and prescriptions. Includes emergency evacuation when necessary. Ideal for short-term or long-term travel. Stay protected from unexpected medical costs. Offers peace of mind with 24/7 global assistance and support.

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Trip Cancellation & Interruption

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Global Life Insurance.

Worldwide protection for you and family. Covers death benefits and financial security. Ideal for expats and frequent travelers. Customizable policies for global residents' needs. Ensure peace of mind, anywhere you go. Comprehensive plans designed to adapt to your ever-changing lifestyle.

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Insurance Resource Center

The Importance of Mexico Home & Condo Insurance

You would be surprised that many new home & condo buyers in Mexico neglect to insure their investment the day they take possession of their most valuable asset in Mexico. When purchasing a h...

What Does Mexican Homeowners Insurance Cover After a Hurricane?

If you are looking into buying a home in Mexico, you are already aware of the enormous investment potential of Mexican real estate and will want to safeguard your most valuable asset in Mexi...

5 Reasons Why You Should Purchase Global Health Insurance

A global health insurance policy will be an ideal way to ensure that you have access to quality healthcare wherever you might be in the world. So if you are considering purchasing a policy, ...

Getting Health Insurance In Mexico: A Complete Guide

Mexico’s healthcare system—including treatments and coverage—is excellent and far less expensive than that of the U.S. However, there are a few complications as most insurance provider...

Is Car Insurance in Mexico Mandatory?

Car insurance in Mexico is required by law for all drivers in the country, including tourists. This is limited to liability insurance, which covers personal injury and property damage to a t...

Is Your Boat or Yacht Insured Properly when navigating in Mexico?

If you plan to take your yacht to Mexican waters, you must have yacht liability insurance issued by a Mexican-domiciled insurance provider to cover potential third-party damages. If you get ...

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2025 - WC - Global Medical Insurance Services

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2025 - WC - Mexico Insurance Services

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Introduction to Our Services

The Importance of Mexico Home & Condo Insurance

The Importance of Mexico Auto Insurance

Top 10 Mexico Hurricane Tips Video

The Importance of Global Health & Travel Medical Insurance

Mexico Watercraft Insurance Provided By West Coast Global Insurance Services

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The Importance of Mexico Home & Condo Insurance

You would be surprised that many new home & condo buyers in Mexico neglect to insure their investment the day they take possession of their most valuable asset in Mexico. When purchasing a home or condo in Mexico Insuring your investment is just as important in Mexico as it is in the United States or Canada. The same exposures and more exist in Mexico as they do in any other part of the world.

Insuring your property in Mexico should be part of your budget when planning to invest in Mexico. Securing the insurance for your home or condo in Mexico is not as difficult as it used to be even 5 years ago. Policies can now be found written in English or at least provided in English as a courtesy translation. Insuring your property will mitigate your out of pocket exposure in the event of an unforeseen loss that causes damage to your home or condo in Mexico.

Purchasing Mexico Home & Condo insurance can be frustrating if you are not working with an experienced insurance agency that is licensed and has the knowledge of this constantly changing marketplace. Most carriers in Mexico provide catastrophic perils such as Hurricane, Tsunami, Flood and Earthquake, just to name a few. These insurance companies that will write catastrophic coverage in Mexico will have different underwriting guidelines and requirements that must be met in order for them to accept coverage.

All Mexico Insurance carriers have different appetites for the type of business they want to underwrite. These are some of the underwriting requirements from various companies.

Is your Property Location More or Less than 550 Yards from ANY body of water?
Are ALL the openings of your Home or Condo equipped with professionally made Storm Shutters approved by Miami-Dade or an accepted Florida Building Code.
Is your Property Replacement Value More or Less than $500,000 usd.?

When researching what insurance agency to work with that will assist in writing your Mexico Home or Condo Insurance policy, be sure you find an insurance agent that understands the changing Mexico insurance environment, be sure to ask the right questions and most importantly be sure that your insurance agent is asking you all the right questions about your property. If your property is not properly written on the insurance policy and you have a loss then your insurance carrier can deny your claim.

West Coast Global Insurance provides a personal approach to data collecting from their clients. They have created an online Mexico Home & Condo application that asks all the right questions, so your property is insured correctly. Mexico home insurance that looks and feels like a US home policy written in English with clear deductible options and competitive pricing.

For most individuals, we are talking about their most valuable asset in Mexico, which is why making sure you are Protected from the Unexpected is West Coast Global Insurance’s number one Priority

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What Does Mexican Homeowners Insurance Cover After a Hurricane?

If you are looking into buying a home in Mexico, you are already aware of the enormous investment potential of Mexican real estate and will want to safeguard your most valuable asset in Mexico.

Hurricanes are among the most destructive natural forces from which you must protect your home in Mexico.

Hurricanes are violent storms that can wreak havoc on Mexico’s coastal areas for sustained duration. In addition to destructive winds, a hurricane can bring torrential downpours that can last for days and lead to flooding.Your home and personal belongings may be at risk for a hurricane or violent tropical storm depending on where you own property in Mexico, so make sure you are covered by property insurance in Mexico.
What Does and Does Not Homeowners Insurance Cover in a Hurricane?

“Mexico Hurricane insurance” is found in the (hydro-meteorological) coverage section in a Mexican Home and Condo insurance policy. This important coverage excluded by default & is added back or included upon request from the insured.

Wind damage to your home, personal belongings, or structures on the property attached to the “primary dwelling” should be covered unless otherwise stated in your homeowners insurance policy.

Your homeowners insurance policy may also include a section on debris cleanup and removal—this generally refers to trees or branches that have fallen on your property or are obstructing driveways.

Mexico homeowners insurance policies will cover wind damage and optional debris cleanup and removal, but only if this important coverage is included on your policy. Catastrophic coverage protection is the more expesnive part of your policy in Mexico. Discounts can be applied if you property is equipped with HVHZ (High Velocity Hurricane Zone) Storm Shutters. These HVHZ storm shutters must be ““Approved In” and meet special testing to withstand impact from flying debris and torrential rains.

We do not recommend that you wait until a hurricane is knocking on your door to look into Mexican home and condominium insurance online. If a hurricane watch is already in effect, insurers may not allow you to purchase a new policy until the storm passes. Therefore, be sure to take the proper steps to secure the BEST Mexico insurance protection for your property in Mexico, so you are not coming out of pocket 100% for the damage that may be caused to your most valuable asset in Baja, Mexico.

Jason Wagner & West Coast Global Insurance Services has been protecting their clients’ assets & health in Mexico since 2004. They have weathered the storms year after year and have stood by their clients’ and assisted with all their insurance needs. Call them today for a free no hassle quote or click this link to start your online Mexico home and condominium application now !! (818) 788-5353

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5 Reasons Why You Should Purchase Global Health Insurance

A global health insurance policy will be an ideal way to ensure that you have access to quality healthcare wherever you might be in the world. So if you are considering purchasing a policy, we have highlighted some of the key reasons to buy global health insurance.

1. To make sure you’re covered abroad

Getting healthcare insurance from your home country does not mean having the same coverage and benefits when you travel to another country or live abroad. Most health insurance policies can only be used in the country where you signed them. Travel insurance may cover medical or emergency costs abroad, however it is only applicable for short-term travel.

In many countries, an expat is required to have a certain type of residence permit to enjoy their healthcare services. Having a job, having a permanent address, and having lived there for a certain amount of time will also be considered. Therefore, if you are studying abroad, move around a lot, or on a temporary contract, then this could be a problem.

If you have a Global Health Insurance plan, you know you’ll be covered no matter where you go.

2. Flexibility

Many expats prefer buying global health insurance to give them flexibility and the ability to choose whatever plan they want or need,for there are different levels of coverage available. Many providers offer different plans; for example, you can choose from Silver, Gold, or Platinum Core cover insurance, and you can add optional benefits to that.

3. When Someone Gets Sick or Hurt

This might be the most common cause of ruined vacations. If you or a travel companion were to get sick or a medical emergency crops up during your trip,Global Health Insurance could come in handy.

4. Cover Pre-Existing Condition

Many plans offer a limited amount of coverage for pre-existing conditions.Thus, if you have a condition which you know will affect your travel abroad, it’s best to make sure you’re covered in advance.

5. When Things Get Tough

And while living abroad is an incredible experience full of opportunities, it comes with many challenges, too. It’s not uncommon to struggle with adjusting. Many providers offer the life management service that is available 24/7 to assist with whatever you need.Additionally, you can get counseling sessions covered whether the issue is personal, work, or family related.

With Global Health Insurance from West Coast Global Insurance Services, you can make sure you’re covered no matter what situation you encounter and wherever you may be around the globe. You don’t want to take chances when it’s your health we’re talking about, so speak with an agent to begin your application. Contact West Coast Global Insurance Services at (818) 788-5353 today!

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Getting Health Insurance In Mexico: A Complete Guide

Mexico’s healthcare system—including treatments and coverage—is excellent and far less expensive than that of the U.S. However, there are a few complications as most insurance providers operate individual clinics or hospitals and provide services to their clients.

This blog will look at some key details you must be aware of when purchasing health insurance in Mexico.

Health Care System in Mexico
Mexico is highly regarded for its superior yet affordable public and private healthcare channels. Medical accessibility has also grown significantly over the years. It is now a three-tiered system consisting of:

Primary care for low-income nationals.
One managed by the Mexican Institute of Social Security (Instituto Mexicano del Seguro Social or IMSS) is open to foreign residents and funded by payroll taxes.
The private sector.
Medication prices are typically half of what they are in the States, and health insurance costs are similarly low.

Public Health Insurance
Mexicans, regardless of employment status, have access to public healthcare with heavily subsidized facilities. There are also separate state-subsidized public health insurance systems for employees in the public and private sectors.

The insurance covers a portion of the salary, as well as emergencies, medications, and surgeries. You can also obtain additional private health insurance.

Private Health Insurance
In a free market, private healthcare is available to anyone who can afford it. Guaranteed services are an appealing option for higher-wage earners. Premiums vary depending on the type of coverage chosen, such as in-patient/out-patient treatment, air evacuation, or travellers’ insurance in Mexico.

There are both local and international insurance options for American ex-pats.

If one purchases insurance from a local provider in Mexico, it will not be valid if they return to the U.S. or travel abroad. However, with international or global health insurance, they are covered in the United States, Mexico, and other countries (based on the territories mentioned on the policy).

Which Should You Choose?
You can choose to partner with a public or private provider, or a combination thereof.

People working in Mexico are enrolled for public healthcare by their employers. However, those who wish to access a high standard of care choose to utilize private systems.

What About the U.S. Health Insurance?
In most cases, and similarly to auto insurance, U.S. health insurance may be ineffective in Mexico.

An American policy does not extend beyond its borders. Even with international coverage, one must pay out of pocket before being reimbursed in the States.

Therefore, it is crucial to confirm exceptions and inclusions with the insurance provider in your home country for more information.

Getting the Insurance
One can purchase their health insurance in Mexico & Globally from West Coast Global Insurance Services. Their global team makes it easier to browse through, compare and choose the most suitable plan for individuals, families, and businesses.

West Coast Global Insurance Services is a go-to insurance provider for frequent travellers, ex-pats living in Mexico, or others seeking financial protection against accidents or illness. Their team understands that healthcare provisions are essential for those who move to Mexico and want to safeguard their health in an unforeseen incident.

Feel free to contact the West Coast Insurance Services agents at (818) 788-5353 to obtain free quotes for health insurance in Mexico. One can also fill in this Health Questionnaire so, their friendly team can determine an adequate level of coverage for their clients.

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Is Car Insurance in Mexico Mandatory?

Car insurance in Mexico is required by law for all drivers in the country, including tourists. This is limited to liability insurance, which covers personal injury and property damage to a third party. It is also necessary that the car insurance in Mexico is via a company accredited by the Mexican government to provide coverage.

Amount required for mandatory car insurance in Mexico

The minimum required by the government for your liability car insurance in Mexico various from State to State. However, in case of an accident and the extent of the damage is beyond the limit of the insurance you carry, you will be liable for the excess amount. In general, it is best to get the same amount of liability coverage as you have back in the US. For rented vehicles, most will already include liability car insurance in Mexico in the rental fee, but it may not be adequate. Raise your concern with the rental agent and go over your lease contract with him or her.

Using US car insurance in Mexico

Mexico does not recognize liability insurance from a company not accredited by the government to issue car insurance in Mexico. So even if you have extremely good coverage in your US policy, you still need to get liability coverage specifically for Mexico. It is possible that your US insurance will cover personal injuries and own damages to the car, but it may be for a limited time and distance from the border, usually for a few days and not exceeding 50 miles from the border but keep in mind a U.S/Canadian policy is not valid in Mexico as it is not accredited by the Mexican Government.

Being caught with no car insurance in Mexico

If for whatever reason authorities stop you and ask for your liability car insurance in Mexico, make sure that you have it on hand, and have copies on your person as well. Failure to show proof of liability insurance while driving in Mexico is a criminal offense, and can earn you jail time and a fine. If you are in an accident and you don’t have acceptable liability insurance, you will definitely be put in jail; you will only be released if you pay for all costs of the property damage and personal injuries you caused.

Grounds for terminating car insurance in Mexico

Being caught driving under the influence of drugs or alcohol (DUI) in Mexico can lead to the nullification of your car insurance in Mexico. So if you are involved in an accident and you are proved to have been DUI, then your insurance company is under no obligation to cover your costs even if you had purchased adequate coverage. As a bonus to the huge bills that you will be liable for, you may also face criminal charges for DUI.

Driving without car insurance in Mexico is not only a bad idea, it is illegal. Since purchasing a good policy online has been made so easy, there is really no reason not to have it. So before heading out over the border, make sure that you have enough car insurance in Mexico to ensure an enjoyable trip. Visit your WestCoastRi.com for competitive quotes and coverage’s.

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Is Your Boat or Yacht Insured Properly when navigating in Mexico?

If you plan to take your yacht to Mexican waters, you must have yacht liability insurance issued by a Mexican-domiciled insurance provider to cover potential third-party damages. If you get involved in a boating accident in Mexican waters or ports, you must have proof of financial responsibility — just as you would if you were in a car accident in Mexico. You could face harsh consequences if you do not have adequate coverage, such as hefty fines, impoundment of your yacht, and even imprisonment.

What Mexico Yacht Liability Insurance Covers
Mexico yacht liability insurance protects you against legal liability resulting from accidents caused by your yacht’s maintenance, use, or ownership. This includes legal liability protection for personal injuries and property damage, as well as bail bonds and legal defence in the event of such claims.

What Mexico Yacht liability Insurance Doesn’t Cover
Most yacht liability insurance policies do not cover damage to or theft of your yacht, because the policy is specifically structured to be a liability-only policy. Medical expenses for the yacht’s passengers are also not covered, and commercial vessels are excluded from coverage.

Don’t sail in Mexico unless you have liability coverage!
Mexican yacht insurance is legally required if you are sailing your yacht to Mexico. Unfortunately, many traditional Mexican yacht liability insurance policies differ from U.S. policies, for the simple reason the policy is only valid in Mexico. Furthermore, some policies have bizarre exclusions that may leave you defenceless when they need your coverage the most. Worse still, policy terms may be in Spanish, making it difficult to understand the type of coverage you are paying for.

West Coast Global Insurance understands the stress and frustration that boaters experience when shopping for Mexican insurance online. As such, they offer Mexican yacht insurance policies tailored to the needs of Americans sailing in Mexico. Interested in checking prices and the ability to purchase your policy in a few easy steps? Click here to quote apply now for the best Mexico yacht liability insurance policy for your needs.

Mexico Home & Condo Insurance.

Mexico Auto Insurance

Mexico Auto Insurance (Resident Auto)

Mexico Boat & Yacht Insurance.

Mexico Boat & Yacht Liability Insurance

Mexico Health Insurance.

Travel Medical Insurance

Trip Cancellation & Interruption

Global Life Insurance.

Insurance Resource Center

2025 - Mexico Home & Condo Insurance

2025 - WC - Global Medical Insurance Services

2025 - WC - Mexico Insurance Services