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IMG – Student & Scholar Global Medical Insurance

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Health insurance plans for international students provide the right mix of plan benefits, value, and coverage to keep you safe and healthy. IMG student health plans can help keep your budget healthy, too.  

Coverage for international students studying in the U.S. is available to students on an F1 visa and meets J1 visa requirements. Students from the U.S. studying abroad can also stay protected in Schengen visa countries and beyond with an IMG plan. 

Medical coverage for students, families and groups while studying abroad 

Designed for students studying abroad or participants of cultural exchange programs. Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements.  

Highlights: 

  • Coverage for students, groups, and/or their spouses and unmarried dependent children traveling with them 
  • Plan maximums limits up to $500,000 per injury or illness, Lifetime Maximum $5,000,000 
  • Plans are renewable up to 48 months if minimum of one month is purchased  
  • Groups may purchase customizable annually renewable long term plans 
  • Freedom to seek treatment with hospital or doctor of your choice  
  • Universal Rx pharmacy discount savings  
  • 24 hour secure access from anywhere in the world to manage your account at any time  
  • Student Health Center $5 co-pay per visit  
  • No coinsurance  
  • Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability, and legal assistance 

Who the plan is designed for: 

  • Individuals participating in student international programs 
  • Cultural exchange participants  
  • International graduate students  
  • Scholars and educators  
  • Dependents 

Long-term international students and scholars medical insurance  

Designed for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care.  

Highlights: 

  • Standard and Platinum level benefits available 
  • Long-term medical coverage  
  • Coverage for individuals and groups and their dependents  
  • Coverage can be extended up to 12 months from the initial effective date if a minimum of three months is purchased  
  • Freedom to seek treatment with the hospital or doctor of your choice  
  • 24-hour secure access from anywhere in the world to manage your account at any time  
  • Student Health Center $5 copay per visit  
  • Universal Rx pharmacy discount savings  
  • Meets student visa requirements  
  • Maternity coverage (on Platinum Plan Option only) 
  • Mental health coverage  
  • Organized sports coverage  
  • International emergency care  
  • Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option  

Who the plan is designed for: 

  • Individuals participating in student international programs 
  • Cultural exchange participants   
  • Graduate international students   
  • Scholars and educators   

DISCLAIMER: Please review policy eligibility and exclusions prior to purchasing coverage.

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