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IMG – Expat Major Medical Insurance

West Coast Global Insurance Services collaborates with IMG, a reputable provider of global insurance benefits and assistance services. With over 25 years of industry experience, IMG enables there members to navigate life with confidence, delivering comprehensive protection and support.

As a prominent figure in international medical insurance, IMG caters to a diverse clientele, including vacationers, expatriates, frequent travelers, and individuals with multiple countries of residence. Their extensive product portfolio covers major medical, life, dental, and disability coverage, reflecting a comprehensive approach to meeting the unique needs of there members.

In addition to their product offerings, IMG sets itself apart with a strong commitment to customer service. Since 1990, they have provided steadfast support to millions of individuals globally. IMG’s team of international, multilingual specialists and highly trained customer service professionals ensures that members not only receive essential benefits but also experience superior service.

A notable product within their portfolio is the Global Medical Insurance program. Members can tailor their coverage by choosing from various plan options, customizing duration and geographical scope, and selecting deductibles and payment modes. The program employs different underwriting methods, allowing for extended medical coverage even in cases declined by other providers.

At West Coast Global Insurance Services, our collaboration with IMG signifies a commitment to delivering high-quality insurance solutions and unparalleled support to our esteemed members.

  • Lifetime Maximum Limit – $1,000,000 per individual
  • Deductible (Per period of coverage) – $250 to $10,000
  • Treatment outside the U.S. – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. using Medical Concierge – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. PPO Network – Subject to deductible.
  • No coinsurance
  • Treatment inside the U.S. Non-PPO Network – Subject to deductible.
    Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
  • Lifetime Maximum Limit – $5,000,000 per individual
  • Deductible (Per period of coverage) – $250 to $10,000
  • Treatment outside the U.S. – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. using Medical Concierge – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. PPO Network – Subject to deductible.
  • No coinsurance
  • Treatment inside the U.S. Non-PPO Network – Subject to deductible.
    Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
  • Lifetime Maximum Limit – $5,000,000 per individual
  • Deductible (Per period of coverage) – $250 to $10,000
  • Treatment outside the U.S. – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. using Medical Concierge – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. PPO Network – Subject to deductible.
  • No coinsurance
  • Treatment inside the U.S. Non-PPO Network – Subject to deductible.
    Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
  • Lifetime Maximum Limit – $8,000,000 per individual
  • Deductible (Per period of coverage) – $250 to $10,000
  • Treatment outside the U.S. – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. using Medical Concierge – 50% of deductible waived, up to a maximum of $2,500. No coinsurance
  • Treatment inside the U.S. PPO Network – Subject to deductible.
  • No coinsurance
  • Treatment inside the U.S. Non-PPO Network – Subject to deductible.
    Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage

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DISCLAIMER: Please review policy eligibility and exclusions prior to purchasing coverage.

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