HTH Single Trip medical insurance is designed for individuals traveling internationally for short-term needs, covering a variety of purposes including leisure, business, and missionary trips. This plan accommodates travelers aged up to 95, with options that range in medical limits and deductibles to suit different needs. Notably, HTH offers options for both travelers with primary health insurance and those without, providing flexibility in coverage.
The Single Trip plan includes benefits such as emergency medical coverage, medical evacuation, repatriation, and trip interruption. For travelers with existing health insurance, the plan can enhance protection by covering pre-existing conditions for medical services and evacuation. HTH’s policies are underwritten by Nationwide Mutual Insurance Company and provide additional protection for unforeseen events like trip delays and lost baggage.
West Coast Global Insurance Services, through its partnership with HTH, facilitates access to these plans for those traveling from or residing in Mexico. By aligning with HTH, West Coast Global Insurance Services enhances its portfolio with tailored travel health coverage, offering comprehensive solutions for clients seeking reliable protection while abroad.
What is TravelGap?
Available for travelers living in NY, WA, and MD.
Single trip travel medical insurance providing sickness, accident and medical evacuation benefits that offers members:
• The ability to define your deductible and medical limit.
• The option to choose providers inside or outside of our trusted network.
Why should I choose this plan?
With the rigors associated with international travel – increased stress, changes in diet, elevated physical exertion – many travelers experience a strain on their health, especially those with pre-existing health conditions.
What plan options are available?
- TravelGap® Excursion – Medical, Emergency Medical Transportation, Rx, AD&D. No hospital pre-certification penalty. Covers most pre-existing conditions for medical services in addition to medical evacuation. To enroll in this plan, you must be enrolled in a primary health insurance plan.
- TravelGap® Voyager – Medical, Emergency Medical Transportation, Rx, AD&D. No hospital pre-certification penalty. This option does not require you to have primary insurance at the time of enrollment.
DISCLAIMER: Please review policy eligibility and exclusions prior to purchasing coverage. Travel Gap products are available in NY, WA, and MD only.