Are you planning a trip to Mexico and wondering if you need Health Insurance? Though Mexico does not require tourists to have it, securing Health Insurance is still very important especially when you’re travelling in a foreign country. After all, as a traveler, you need to be prepared for any medical emergencies that may arise abroad.
Why You Need Travel Medical Insurance
Many people visiting Mexico may be unaware that the country’s public health service does not have reciprocal agreements with other countries—including the US. Therefore, Medicare and Medicaid are not accepted as insurance options in Mexico. This can leave travelers who require medical treatment in a tough financial spot when requiring medical treatment and not having the proper coverage in place.
It is worth noting that the cost of healthcare in Mexico can be quite high. A serious medical procedure—such as a heart attack requiring a coronary angioplasty and stent insertion—can easily cost between 30,000 USD and 40,000 USD. In addition, if you are treated at a private healthcare facility without insurance, you may be unable to leave until the entire bill is paid.
This is where Travel Medical Insurance can be helpful. This policy will provide coverage for your specific medical needs and give you direct access to private doctors and hospitals in the country with an open network.
Consider that in some Mexican cities, the closest medical facility equipped to treat severe injuries or illnesses may be located at a fair distance. Adding Emergency Air Evacuation coverage to your policy can ensure you receive the necessary medical care quickly in these catastrophic situations. This coverage can cover the cost of airlifting you to the nearest suitable medical facility as well as pay for your return to the US, which can be pretty expensive if you do not have coverage.
Final Thoughts
Though healthcare in Mexico can be a lot cheaper than in the US, a serious and catastrophic event without Travel Medical Insurance can easily lead to financial ruin. Therefore, it is essential to consider purchasing Travel Medical Insurance before traveling to Mexico.
Buying Travel Medical Insurance online from a reputable insurance agency like West Coast Global Insurance Services will ensure you have access to quality healthcare in the event of an emergency and allow you to avoid the hassle and financial drain of unanticipated medical costs. Visit their website here to learn more about our options and to get a quote for the best online Travel Medical Insurance policy you can buy!