While many of us want to believe that we are young and healthy enough to avoid dealing with Long-Term Care, the fact is that it is something that affects nearly everyone at some point in life. In fact, roughly half of everyone over 65 will need some assistance with day-to-day tasks — such as getting dressed and bathing — as they get older. If you are between the ages of 40 and 65 and don’t have any form of Long-Term Care coverage, you should reconsider your decision. Long-Term Care coverage is not necessarily the cheapest option available, but it can …

Long-Term Care Insurance can help you or your loved one  when facing chronic health issues that require regular nursing and medical assistance at home or in an assisted living facility.  You never know when you will need this type of coverage — but once you or someone you love does, it will be nice to know that this coverage is secured and ready for you when in need. Long-Term Care costs in California are among the country’s highest, so it may be tempting to put off buying this type of coverage until later in life. Unfortunately, doing so could leave …