WEST COAST INSURANCE APPLICATION FOR CONDO INSURANCE IN MEXICO
Contact: Jason Wagner
info@insuremewc.com
office: 818-788-5353
westcoastri.com
IMPORTANT NOTICE: This insurance will only apply in Mexico under the Mexican Legal System. No Coverage is afforded in neither the United States or Canada's legal system.
NAME OF APPLICANT
ADDRESS IN USA or CANADA
CITY
STATE
POSTAL CODE
TELEPHONE IN USA
TELEPHONE IN MEXICO
FAX
EMAIL
2ND EMAIL
How did you hear about Us or Find Us??
INFORMATION ABOUT THE LOCATION IN MEXICO
CONDO TYPE:
STAND ALONE CONDO TOWNHOME CONDOMINIUM APARTMENT OTHER Describe:
EXACT STREET ADDRESS
CITY STATE MUNICIPALITY

MX POSTAL CODE

ORIGINAL
YEAR BUILT

HOW MANY
YEARS OWNED

# OF STORIES

ENTER TOTAL

MAIN STRUCTURE

Size Sq. Ft.

OTHER STRUCTURES: any Detached Structures such as Detached Garage, Surrounding Walls, Pools, etc.

Total Size Sq. Ft.

LOT AREA

Total Sq. Ft.

ENTER YEAR OF LATEST UPDATE
OR RENOVATION, IF ANY, FOR:
ROOF
PLUMBING
HEATING
WIRING
EXTERIOR
INTERIOR
CURRENT INSURANCE:
Insurance Company
Policy Number
Expiration Date
Annual Premium
Ever Cancelled by Co?

Ever NonRenewed?

REQUESTED POLICY PERIOD
From
To

12:01 AM
,
,
REQUESTED COVERAGES AND LIMITS OF LIABILITY
Section

Coverages

Check Coverage Type and Enter Values as applicable

MINIMUM DEDUCTIBLES

(Check Requested Items below)
Condo Owners
Apartment/Condo
Per Loss/Event
I: Property Coverages
A: Dwelling Value
Replacement Cost
Enter Limit: $
NOT COVERED
Theft:
B: Other Structures
Up to 10% of Coverage A
Enter Limit: $
NOT COVERED
All Other Perils:
$500.-
C: Personal Property-Repl. Cost
10% to 50% of Coverage A
Enter Limit: $ Enter Limit: $
Loss of Use:
3 Days Waiting Period
D1: Additional Living Expense
Up to 20% of A or 40% of C
Enter Limit: $ Enter Limit: $
D2: Loss of Rents –Annual Rental
Up to 20% of A or 40% of C
Enter Limit: $ Enter Limit: $
Loss of Rents: $1,000.-
II:
Liability
Debris Removal
Up to 10% of A or 20% of C
Enter Limit: $ Enter Limit: $
NO DEDUCTIBLES for Section II
E: Personal Liability in Mexico
$250,000
$100,000
Limit Per Occurence
$500,000
$250,000
Check Selected Limit
$1,000,000
$500,000
F: Medical Payments in Mexico
$1,000 per Person
$1,000 per Person
III:
Catastrophic Losses
G: Earthquake & Volcanic Eruption
Combined Sum of
all the limits for the
selected Section I Coverages above and
Section IV Coverages
Below
Combined Sum of
all the limits for the
selected Section I Coverages above and
Section IV Coverages
below
2% of Combined Limit, PLUS
20% of each Loss

H-I-J: Hurricane, Windstorm & Hailstorm, Flood,
Tidal Waves
IV:
Scheduled
Valuables
K–N: Jewelry, Silverware, Art & Other Valuable Property per attached schedule Enter Total: $ Enter Total: $
Per Schedule
V: Condo Services
O–R: Plumbing, Locksmith, Plate Glass & Other Services
$100.- per event
$50.- per event
NONE
ADDITIONAL INTERESTS: MORTGAGEE (MG) AND/OR ADDITIONAL INSUREDS (AI)/INTERESES PREFERENTES
NAME
LOAN #
ADDRESS
CITY
STATE

ZIP

NAME
ADDRESS
CITY
STATE

ZIP

NAME
ADDRESS
CITY
STATE

ZIP

IMPORTANT INFORMATION ABOUT THIS INSURANCE
WHEN AN INSURANCE POLICY IS ISSUED, IT WILL BE BASED ON THE INFORMATION PROVIDED ON THIS APPLICATION. UNDER MEXICAN LAW, ANY MATERIAL MISREPRESENTATION OR CONCEALMENT WILL INVALIDATE THE INSURANCE. PLEASE BE ACCURATE.
UNDERWRITING INFORMATION – SELECT MOST APPROPRIATE BOX – ALL 15 ITEMS MUST BE COMPLETED
 
1. Structure Walls
ONLY Masonry, Cement, Brick, Concrete or Steel Predominantly Masonry, Cement, Brick, Concrete Predominantly Frame Stucco Predominantly Wood or other combustible material
2. Interior Walls & Ceilings
ONLY Masonry, Cement, Brick or Concrete. Mostly Masonry, Cement, Brick or Concrete; with some wood, Frame Stucco or Plaster Predominantly Frame Stucco or Plaster Predominantly Wood or other similar combustible material
3. Roof
Non Combustible: made of Masonry, Cement, Concrete, metal or Tile Fire Resistive Shake, Composition or any other guaranteed similar material. Other types, including Wood Shake, but NOT PALAPA type materials Other types, including Wood Shake, but NOT PALAPA type materials
4. Detached Structures
NONE, or made ONLY of Masonry, Cement, Brick, Concrete or Metal walls and non combustible roof Predominantly made of Masonry, Cement, Brick, Concrete or Metal walls and fire resistive roof. Predominantly Frame Stucco or Plaster walls with NO PALAPA roof or materials. Any Structure with a PALAPA roof or similar type of highly combustible materials.
5. Property Type
Condo, Condominium or Apartment within a Gated Building or Community Condo, Condominium or Apartment within City Limits or within a Beach Resort Condo, Condominium or Apartment no more than 10 Miles outside of City Limits Property located more than 10 Miles away from the closest City
6. Owner Use and Rental Only Used by Owners & Guests. NOT Rented to Others Mostly used by Owners/Guests. Not Rented over 30 days per year Used by Owners, but rented to others 31 to 180 days per year Rented to Others for more than 180 days during the Year
7. Occupancy Vacancy Occupied at least 9 months during the year and never vacant for 30 consecutive days Occupied at least 6 months during the year and never vacant for 60 consecutive days Occupied at least 3 months during the year and never vacant for 90 consecutive days Occupied less than 3 months during the year or vacant for 90 or more consecutive days
8. Fire Detection Permanently Monitored Central or Police Station Fire Alarm System. Fire detection System with Smoke Detectors connected to Audible alarm No automatic Fire Alarm, but Smoke Detectors and Fire Extinguishers No Fire Alarm and/or No Smoke Detectors or No Fire Extinguishers
9. Security Permanently Monitored Security Alarm or 24 hour Security Guard Service Caretakers permanently living on premises or daily Security Patrol Service Audible Security Alarm or formal periodic (at least weekly) patrol service. No Security Alarm or formal Security Service.
10. Exterior
& Safe Protection
Double Dead Bolt Locks for doors AND Bars for all windows AND bolted Security Safe Two of Either: Double Dead Bolt Locks Doors, OR Bars on all Windows, OR Bolted Security Safe One of Either: Double Dead Bolt Locks Doors, OR Bars on all Windows, OR Bolted Security Safe No Double Dead Bolt Locks and No Bars on all Exterior Windows and Doors; and/or No Safe
11. Water Supply Readily available own additional water supply with pumping capability Nearby private or public water supply with pumping capability Public or private water supply, but no pumping capability No additional water supply and no pumping capability
12. Fire Department Fire Department located within 1 Mile From property Fire Department located between 1 and 5 Miles From Property Fire Department located over 5 but under 10 Miles From Property Closest Fire Department is more than 10 Miles Away
13. Swimming Pool/SPA NONE; or fully fenced pool or spa, refurbished in last 5 years with no slides or diving boards Fully fenced Pools and/or spas over 5 years old with no slides and no diving boards Pool-spa refurbished in past 5 years, but is either not fenced, has slide or diving board Pool or Spas older than 5 years that are either not fenced or have slides or diving boards
14. Flood & Tidal Water   Distance from any Ocean Waters, river beds, lakes or dams: (Please be as specific as possible) Miles Feet Yards
15. Weather Professionally installed Permanent Storm Shutters for all windows and exterior openings Professionally made and ready to install Storm Shutters for all windows and exterior openings Wood Panels pre-made by owner and available to cover all exterior openings No Storm Shutters or readily available storm protection for all exterior openings
SUPPORTING
DOCUMENTS
VALUABLE PROPERTY SCHEDULE
Required for Section IV Coverages
SELF-INSPECTION
REPORT
Required for Condos over $500,000
PHOTOGRAPHIC
REPORT
Required for Condos over $500,000
OTHER (Describe)
UNDERWRITING QUESTIONNAIRE

1. Do you have any Autos in Mexico?

Yes  No

2. Do you currently have auto insurance in Mexico?

Yes  No

3. How much time of the year are you traveling out of your Condo country?

4. Are your Trip Durations out of your Condo Country More or less then 30 days at one time?

NOTES: Limitations & or no coverage is applied to those Condos that have exposures such as (Palapa or Thath Roofs). We do have markets for these exposures but it is important that we are aware of this prior to submitting your application to Underwriting.
LOSS HISTORY – LIST ALL KNOWN LOSSES OVER THE PAST 5 YEARS (If NO LOSSES write NONE below)
DATE
DESCRIPTION
INSURANCE COMPANY
POLICY NUMBER
AMOUNT PAID

Space for Additional Information, Comments or Notes:

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