If you’re an American resident with a secondary home in Mexico, it’s essential to ensure that your investment is protected with a reliable insurance policy. The MexiHome® Plus program offers comprehensive coverage tailored specifically for foreigners, providing American residents with the best option to insure their homes in Mexico valued under US$1M. Underwritten by AIG Seguros México and ACE Seguros México, this program is designed to meet the growing needs of American homeowners in Mexico with coverage that mimics U.S. policies for convenience and familiarity.
Why Choose MexiHome® Plus?
The MexiHome® Plus program offers unique advantages not found in other home insurance policies for properties in Mexico. It’s specifically designed for U.S. citizens with secondary homes, making it easy to navigate and understand, as it closely mirrors the structure of a U.S. HO5 policy. This makes the transition smooth for American homeowners looking for the same level of coverage they are accustomed to back home.
Key Features:
•Special (All Risk) Coverage: The policy offers full protection for your home and personal property against various risks, giving you the confidence that your property is well covered.
•Replacement Cost Coverage: With replacement cost coverage, your home and belongings are insured for their full value, ensuring that you won’t suffer a financial loss in the event of damage or destruction.
•True Theft Coverage: Unlike other policies with confusing exclusions, the MexiHome® Plus program provides theft coverage for all your personal property—no exceptions or hidden clauses.
•No “Funny” Exclusions: You’ll find transparent policy conditions, free from ambiguous or restrictive exclusions.
•No Minimum Wage-Based Deductibles: Deductibles are straightforward and not tied to fluctuating minimum wages in Mexico, providing stability and predictability.
Comprehensive Liability Protection
The MexiHome® Plus program provides robust liability coverage that mirrors the protection offered by U.S. homeowners insurance policies. In the event of a claim against you in Mexico—whether valid or groundless—your insurance company will defend you and cover any associated costs. This is particularly valuable for American homeowners unfamiliar with Mexico’s legal landscape, ensuring that you’re covered for personal liabilities just like you would be under a U.S. policy.
Catastrophic Coverage: Protect Against Natural Disasters
Mexico is home to beautiful landscapes, but it’s also susceptible to natural disasters like earthquakes, hurricanes, floods, and tsunamis. With the MexiHome® Plus program, you have the option to include catastrophic coverage to protect your home and personal property from these unpredictable events. This optional add-on automatically extends coverage to all property exposures, ensuring that your valuable investment is safeguarded against the elements.
Simple, Hassle-Free Policy Binding
Another great benefit of the MexiHome® Plus program is the convenience of automatic binding through an easy-to-use online system. You don’t need to go through a lengthy approval process; you can secure coverage quickly and efficiently from anywhere in the world. This streamlined process makes it simple for homeowners to protect their properties without delay.
Why Insure Your Home in Mexico with West Coast Global Insurance Services?
At West Coast Global Insurance Services, we specialize in offering tailored insurance solutions to American residents and other foreign homeowners with properties in Mexico. The MexiHome® Plus program provides comprehensive, all-encompassing coverage with clear terms, strong liability protection, and options for catastrophic loss coverage. Whether your home is a vacation retreat or a long-term residence, this policy ensures that your property is fully protected from a wide range of risks.
Protect your home in Mexico today with the MexiHome® Plus program—a top-tier insurance solution designed for American homeowners. Contact us now to receive a free, no-obligation quote and get peace of mind knowing your home and belongings are safe, no matter what comes your way.